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Colombia is situated in the northwestern part of South America; it has an area of 1.350.000 km2 and 36 million inhabitants.
The shortfall in the provision of popular housing, which is particularly felt among the low-income population, amounts to 1.8 million units. It constitutes one of the main problems of poor people who, however, are hardly ever offered a legal, technical and economical viable solution. Crear Cooperativa is a financial body concerned with urban but mainly with social development, specialized in the creation of tools that enable target groups to obtain loans, and to start saving programs. It aims to assist low-income families to get their own houses.